![]() You may also write us at: Citizens Bank, c/o Electronic Banking, P O Box 100, Lafayette, TN 37083. ![]() Citizens and Citizens Access are treated as the same entity for the purpose of calculating FDIC insurance limits and deposits. You may call us regarding questions about Online Banking Services Monday through Thursday from 8:00 am to4:00 pm, Friday 8:00 am to 5:00 pm, and Saturday from 8:00 am to 12:00 pm,excluding bank holidays. ***FDIC insurance up to the maximum allowed by law. Citizens Access’ savings rate at #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::intAPY# APY is 20x the national rate of 0.22%, as reported by Informars. Informa Research Services obtains the data from the various financial institutions that it tracks and the accuracy of that cannot be guaranteed. **The National Average APY and other competitor APY rate information, based on comparable deposit products (all APYs are applicable for a balance tier equal to $5,000), as of #ProductLine=cax|Brand=citizensbank|ProductDescription=ONLINE_CD|SubPoductDescription=1 year Online CD|ProductAttribute=interestRates::effDt#, is provided by Informa Research Services. APY assumes interest remains on deposit until maturity date. Your CD will renew into a CD of the same term at maturity unless changes are made to your account during the 10-calendar-day grace period following maturity. Online CD: $5,000 minimum balance and 1-year term to obtain APY. #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::intAPY# APY for balances of $0.01 - $4,999.99 #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$5,000.00 +|ProductAttribute=interestRates::intAPY# APY for balances of $5,000.00 or more. *Annual percentage yield (APY) and interest rates are accurate as of #ProductLine=cax|Brand=citizensbank|ProductDescription=SAVINGS|SubPoductDescription=$0.01 - $4,999.99|ProductAttribute=interestRates::effDt#. Certificate of Trust for Irrevocable Trust
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